How We Help
Title, Closing, and Settlement Services for Meaningful Property Transitions
Property
County
Sumner
Non all-inclusive county: a $400 title search fee applies (seller).
Property Address
123 Main St, Gallatin, TN
Price & Loan
Loan Amount
$
0
Existing Payoff(s)
Payoff 1
$
0
Payoff 2
$
0
Payoff 3
$
0
Luminary Title Group
ALTA Combined Settlement Statement Estimate
09/24/2026 at 10:00 AM
Seller
Buyer
Debit
Credit
Debit
Credit
Purchase Price
$350,000.00
Sale price of property
$350,000.00
$1,450.00
$350,000.00
Subtotals
$352,410.00
$280,000.00
$350,000.00
$350,000.00
Totals
$352,410.00
$352,410.00
Luminary Title Group
Seller Net Sheet Estimate
09/24/2026 at 10:00 AM
Debit
Credit
Sale price
$350,000.00
Estimated net proceeds
$327,125.00
Luminary Title Group
Refinance Cost Estimate
09/24/2026 at 10:00 AM
Amount
Lender’s title policy
Refinance rate
$1,200.00
Total cost to borrower
Excludes loan payoff
$2,450.00
How Your Title Premium Is Calculated
Title insurance is priced by county from the filed Tennessee rate manual. Here’s the math behind the title figures above.
Rate schedule
Davidson / Montgomery / Rutherford / Sumner / Williamson — all-inclusive rate
Sumner
Total title premium
Paid by seller
$2,152.40
Figures are estimates for planning purposes only and are not a quote or a Closing Disclosure. Title premiums use Fidelity National Title Insurance Company’s Tennessee rates effective November 6, 2025. Final costs are confirmed at closing.
Behind Every Closing the Next Chapter Begins. We’ll Keep the Light On.
